Friday, September 14, 2007
Monday, August 27, 2007
Marlboros to make Bangladesh debut
Sunday, August 26, 2007
India blames 'terrorists' as blasts kill 40
Saturday, August 25, 2007
5大步驟學理財
1. 定期發放零用錢:一開始時,父母可以每“周”發放零用錢,待孩子習慣後,慢慢拖長到每“月”發放。
2. 培養儲蓄觀念:財富是靠累積得來,儲蓄可說是理財基本,父母們不妨從買給孩子錢罌開始,鼓勵他們存錢。
3. 開設銀行戶口:父母帶子女去銀行開立單獨帳戶,讓孩子存錢入銀行好消息,鼓勵孩子多儲蓄。
4. 培養孩子記帳習慣:當兒童有一定的數學基礎後,家長便應該慢慢培養起子女記帳的習慣,有助他們控制開支,父母也可藉此監察孩子的消費傾向,若發現有偏差時,可及時糾正。
5. 建立理財目標:父母希望孩子的理財目標,無非是希望子女能理性消費,盡早學會儲蓄,以錢搵錢。
猶太人教育兒童理財觀的傳統
3歲:開始教馬孩子辨認硬幣和紙幣。
5歲:讓孩子知道金錢的用途,並告訴孩子錢是怎麼賺來的。
7歲:教孩子比較商品的價格,教孩子學會趁減價才買,做個精明消費者。
8歲:教他們可以透過打工來賺取金錢,並且把錢存在銀行獲取利息。
11歲:教孩子看弟電視廣告的假象,並且要定下兩週以上的開支計劃,並且切實執行。
哪些副業最熱門?
Monday, August 6, 2007
白領階級
有:74.3%
無:25.7%
日常花費
吃喝玩樂:47.1%
買奢侈品:11.1%
繳付貸款:63.3%
進行投資:28.3%
家庭開銷:68.9%
繳付貸款
車貸:46.6%
房貸:39.7%
信用卡債務:45%
教育貸款:21.9%
無:14.6%
兼職行業
直銷:17%
保險:3.7%
快餐:3.2%
接案:16%
兼職收入
RM500或以下:63.7%
RM501-RM1000:29.3%
RM1001-RM2000:5.1%
RM2001以上:0.6%
沒回答:1.3%
兼職天數
1-2天:59.2%
3-4天:34.4%
5或以上:6.4%
兼職原因
增加財富:42.3%
還債:6%
入不敷出:23.8%
提升工作經驗:8.9%
尋找轉職或創業機會:19%
理財6項重要元素
(二)稅務:瞭解政府的稅務政策及所提供的稅務優惠,然後規劃如何從中減低稅務,以減少額外負擔。
(三)教育:為孩子的教育進行規劃,當中包括考量受教育地點及所需費用,然後策劃如何進行投資或儲蓄來取得相關數額。
(四)遺產規劃:制定遺產分配,以避免未來的不必要的糾紛,同時為家人留一條後路。
(五)退休規劃:規劃退休生活、所需開銷及如何善用退休金,以防在退休時面對財務問題。
(六)財務分析:瞭解本身的財務狀況、負債項目及資產,同時改進或避免不必要的開銷,策劃如何花費及增加財富。
Saturday, August 4, 2007
Wednesday, August 1, 2007
Thursday, July 26, 2007
Tuesday, July 24, 2007
Sunday, July 22, 2007
Saturday, July 21, 2007
India elects first woman president
NEW DELHI: Pratibha Patil was elected India's new president on Saturday, the first woman to hold the office in the nation's six decades of independence.
Monday, July 16, 2007
The Most Successful Product Intro of the 21st Century
“Apple’s iPhone could emerge as the most successful product introduction of the 21st century, new research suggests.” Conducted by Lightspeed Research, “the research findings are staggering,” reports Jonny Evans (Macworld). “Nearly 90 percent” of the respondents had heard about iPhone, and 32% of those who didn’t already own one intend to purchase one. In a separate survey, Lightspeed Research also learned that “nearly half of those who would like to own an iPhone stated that the benefits of having music, movie, internet and wireless all in one was the top reason.”
Saturday, July 14, 2007
Thursday, July 12, 2007
World's tallest man marries
Monday, July 9, 2007
Ritek Health Board
White tiger
Kimi Raikkonen wins British Grand Prix
Love the place you're in
1. You need to earn the median income for your neighborhood.
It's true that money doesn't buy happiness, but you'll never feel secure if you don't earn as much as the people around you. You're much more likely to feel that the amount you earn is fine if it's as much as your friends and neighbors earn. And if you earn the most in your neighborhood, you'll probably feel like you're pretty well off. Money is relative.
This explains why the year my tax return showed that I had an income of about $200,000, I often felt like I was living just a few short steps from homelessness. And I'm not alone -- New Yorkers talk about that phenomenon all the time.
2. Remember that you'll change careers at least three times.
Your job isn't stable, and neither is your career, so be careful about picking a location just because it's good for your work right now.
In a family with two people who have jobs outside the house, it's impractical to relocate every time one of them takes a new job. So it makes sense to think in terms of picking a location largely independent of your career.
Do you care a lot about schools? Or being near the beach? These are things to weigh heavily when picking a location, and then figure out what kind of work to do when you get there.
The act of choosing a place to live requires you to balance a lot of competing factors, but don't give work too much weight. There's little evidence to show that a good job makes you happy -- only that you need to limit the detrimental factors that come with some jobs, because things like a long commute and a crazy boss can really hurt your chances of being happy.
3. More choices don't make you more happy.
In fact, the more choices you have, the harder it is to make good decisions. You don't need to have a lot of bars to choose from in order to go out with your friends at night, and more restaurants don't bring you a sense of well being.
People mistakenly believe that more choice is good in most cases, but in many instances it makes life more complicated for no good reason. So before you tell yourself that you need to live somewhere with multitudes of opportunity and excitement, consider that no location has everything, and other factors will give you a lot more bang for your buck in the happiness department.
4. There's no free lunch when it comes to schools.
The nature of public schools in the United States makes finding an inexpensive city with a top-ranked school system pretty much impossible. If you want your kids to be in a school district that ranks high for academic achievement, then study the rankings before you move.
Once you live somewhere, it's human nature to tell yourself that whatever school district you're in is fine for your kids. Before you move, you'll be much more able to objectively evaluate the school possibilities.
5. Live where the people you love live.
Where you live has about the same influence on your personal happiness as what you do for work -- that is, much less than your personal relationships. The biggest thing you can do to create happiness in your life is to cultivate and maintain intimate, reliable relationships with people.
If you have friends you see once a week, you'll live longer. If you have friends at work, you'll like your job. If you have friends who provide emergency child care, you're likely to be a happy working parent.
Friends can change your life, if you have them. So live where your friends and loved ones live, and the other issues won't matter so much.
Federer joins elite with Wimbledon win
Sunday, July 8, 2007
THE NEW 7 WONDERS OF THE WORLD
In short - vote for Chichén Itzá, because it symbolizes - Worship & Knowledge!
In short - vote for Petra, as it is a great symbol of - Engineering & Protection!
Saturday, July 7, 2007
Stretch your talents as a condom tester..
"Got what it takes to be an official condom tester?" asks an advertisement launched by Durex Australia next to a photo of a busty young woman in a revealing nurse's outfit.
"With this job on your CV, it really will be a chance to brag to your mates about the special skills you possess, not to mention that your new role will work wonders with the opposite sex," Durex Marketing Manager Sam White told local media.
The "bed-testing" position is unpaid, but 200 selected testers would be up for free pack of Durex products, plus a bonus prize of A$1,000 ($854) for one lucky winner, White said.
In return, testers would have to report back on the feel and performance of the company's products.
Only Australians need apply, and would-be testers will be asked to explain why they should be considered. Humor would help in the application, Durex said.
"To apply, simply explain why you think you're right for the position (missionary is acceptable) and you could be eligible for the employee bonus of $1,000," said the ad on Web site www.durex.com.au.
Singapore may be spared from haze this year: NEA
Avril Lavigne faces lawsuit over hit song Girlfriend
Songwriters Tommy Dunbar and James Gangwer alleged in a lawsuit filed in US District Court that Lavigne and her co-writers lifted their 1979 song I Wanna Be Your Boyfriend, which was originally performed by new wave band The Rubinoos.
'We are not so naive as to chalk it up to some sort of cosmic coincidence,' Dunbar said on Thursday.
'The lyric, the meter, the rhythm - they're identical,' he said.
The first court date has been set for Aug 28 in Oakland.
Burger King sets 2008 target for oil switch
Friday, July 6, 2007
World Rishest Man
Sentido Comun said the Mexican billionaire's wealth had rocketed past Gates following the red-hot performance of his telecommunications firm, America Movil.
US-based Forbes magazine, renowned for its rankings of the world's wealthiest individuals, updated its listings in April to rank Slim as the second richest individual in the world, as he bested the legendary US investor Warren Buffett.
The Mexican financial website said Slim's lead over Gates amounted to billions of dollars.
"Thanks to a 26.5-percent rise in the shares of America Movil during the second quarter, Slim, who controls a 33-percent interest in Latin America's largest mobile phone company, is substantially richer than Gates," Sentido Comun said.
"The difference between their two fortunes is around nine billion dollars in favor of Slim," the financial website claimed.
It said it had based its calculations largely on the share price movements of companies controlled by Slim.
The website said soaring performances from Slim's other business interests had also helped propel him past Gates.
Aside from America Movil, Slim controls the INBURSA financial group and the Grupo Carso industrial firm with interests spanning retail stores, coffee shops and restaurants.
One reason for Slim's meteoric rise might be because he is also still working.
Gates stepped aside as Microsoft chief in 2000 to devote his energies to the philanthropic foundation he runs with his wife, Melinda.
Forbes in April had pegged Slim's wealth at a staggering 53.1 billion dollars, and said Gates was sitting on a 56-billion-dollar fortune.
Slim, the son of Lebanese immigrants, has had business in his blood from his early days when he helped out in his father's shop, "The Star of the Orient."
The 67-year-old started out in real estate and was already affluent enough when he graduated from university with an engineering degree to buy stakes in a stock brokerage and a bottling firm.
During the crippling Latin American economic crisis of the early 1980s, Slim snapped up and reformed a number of distressed businesses, banking massive profits for Grupo Carso.
Carso gained its name from the first three letters of Slim's name and the first two of his late wife's, Soumaya Gemayel.
Analysts say one of Slim's smartest and most lucrative deals occurred when he took control of Telefonos de Mexico (Telemex) in 1990 as the then government moved to privatize the sprawling monopoly.
Slim oversaw a 1.8-billion-dollar investment to take over Telemex, but he then overhauled the company and expanded its service as the telecom firm became the star of the Mexican stock exchange and more than returned Slim's initial investment.
The Mexican billionaire has also made some savvy stock picks.
In 1997, he bought about three percent of Apple Computer at 17 dollars a share shortly before the company launched its hit iMac computer. Twelve months later, Apple's shares topped 100 dollars.
Despite his vast riches, Slim reportedly shuns corporate jets and flashy offices and sported a plastic watch during the 1990s.
Widowed in 1999, Slim has boosted his philanthropic presence and overseen his three sons' careers within his business empire.
Like Gates, he has developed a strong profile on the philanthropic front.
Earlier this month he allied himself with the foundation of former US president Bill Clinton and with Canadian mining magnate Frank Giustra to launch an anti-poverty campaign in Latin America.
Fifty-three percent of Mexico's population of 104 million live in poverty, which is defined as living on less than two dollars a day, World Bank data show.